Internet Banking services in Ghana

Internet Banking Online Payment Technology Concept | Image credits: Innovations Hub

Also known as online banking, Internet banking is the process of carrying out transactions electronically on the internet using your PC or laptop and an internet connection and making payments through your bank account using your credit card.

Internet banking services enable you to perform several financial transactions in Ghana.

With online banking, you can check your bank balance, request a mini bank statement, make bill payments, transfer funds to other accounts, keep track of your mortgages, loans, and savings accounts linked to your bank account, and, most recently, trade Forex directly from your bank account via online banking.

Internet banking offers so many banking services to its clients, and since it’s online there is even the possibility of getting in touch with your bank from wherever you are. It is a very safe and secure mode of banking.

Meanwhile, online banking does not vary in form. Recently the US department of treasury stated that there were three types of internet banking; informational, communicative, and transactional.

These classifications were made based on the specific use the internet banking platforms that are being used to carry out at a particular point in time. Whether to seek information about services, get in touch with bank representatives, or carry out transactions.

Of the three types of internet banking, the most dominant is the transactional type. More and more individuals use their internet banking platforms as the main medium to make purchases online.

As a result of this, most banks now have internet banking platforms to facilitate online banking by their clients.

In Ghana, about 80% of banks have online banking platforms.

Here are a few banks that facilitate internet banking services in Ghana.

Among all the banks in Ghana, GCB Bank Limited, previously known as Ghana Commercial Bank, tops the chart by being Africa’s most welcoming bank, offering readily accessible financial support wherever it’s needed through helpful services and expert solutions.

The banks stated above only have URL links to their internet banking platforms. Just a few of them such as Ecobank and Calbank have apps that support their internet banking.

In Ghana, you can access internet Banking services by simply typing the name of the bank and adding internet banking to it. For example, “Stanbic bank internet banking”; you can get access to their internet banking page.